Accept Bitcoin and cryptocurrencies in person, opt for stablecoins to avoid volatility, and maintain full custody. No hardware, no intermediaries, no permission. It is now available on iOS and Android. 👉Download here👈
Despite all the talk about crypto payments becoming mainstream, accepting them in the real world remains annoyingly difficult. Most tools still assume that a trader will happily tolerate additional hardware, a custodian holding their funds, settlement delays, or the price risk of receiving a payout in a volatile asset. In practice, they won’t. And that friction is a big part of why cryptocurrency acceptance has lagged.
Today we are changing that. Bitcoin.com Payment is a new self-custody multi-chain app that turns the phone you already have in your pocket into a crypto payment terminal. That’s how easy it is:
- Enter an amount
- Show a QR code
- receive payment
And that’s all. The funds go directly to your own wallet.
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The volatility problem, solved
Bitcoin.com Checkout offers you stablecoin automatic settlement. As a merchant, that means you can accept Bitcoin or another cryptocurrency and have it settle into a stablecoin like USDT, USDC (or privacy-focused cryptocurrency). fUSD) so there is no price risk between the time of sale and the time of settlement.
That’s the difference between “I’ll think about accepting cryptocurrency” and “I accept cryptocurrency.” You quote a price, the customer pays, and seconds later a stable value arrives in your wallet. Whether you’re behind a coffee shop counter or billing a customer on the other side of the world, it just works.
“Now a café owner can take Bitcoin or any other cryptocurrency, automatically settle in a stablecoin like fUSD, and never think about volatility again. No processor account, no permission, full custody. You enter an amount, show a QR code, and the stable value arrives in your own wallet seconds later; whether you’re at a market stall or billing a customer around the world. This is the first piece of a larger set of payment tools we’re building to make cryptocurrencies truly easy to spend.”
-Corbin Fraser, CEO of Bitcoin.com
Built for the real world
Bitcoin.com The checkout process is designed for in-person payments, events, deliveries, and quick invoices. Key features include:
- Decentralized payments — funds go directly to your wallet, without intermediaries.
- Zero trading fees— keep more of what you earn (network fees still apply).
- Automatic stablecoin settlement– accept cryptocurrencies and establish a stable value, without price risk.
- Bitcoin, stablecoins and privacy-focused cryptocurrencies— allow customers to choose how to pay, including privacy-preserving options like fUSD and ZANO.
- Receive your payment in three steps— enter an amount → choose a currency → show the QR code and receive payment.
- Instant payment confirmation— see when a payment is received and confirmed.
- Invoices in local currency— create requests in your preferred currency while customers pay in cryptocurrencies.
- Multiple wallets, one app— manage and accept payments over supported networks.
No new hardware. No processor account. No permission is required from anyone.
Part of the broader Bitcoin.com ecosystem
Bitcoin.com Checkout works hand in hand with the rest of your toolkit. Run alongside Bitcoin.com Wallet meaning you can import your Wallet addresses to accept a wide range of supported assets while still maintaining full self-custody. Once you’ve decided on stablecoins, those funds are ready to spend and merchants can set up vendor cards like Zebec spend stablecoins directly.
And to help nearby cryptocurrency users find and pay at your business, you can sign up at Bitcoin.com Maps. Simply press the “submit listing” button in the bottom right corner.

This too is just the beginning. Bitcoin.com Checkout is the first piece of a larger set of payment tools we’re building to make spending cryptocurrency really easy.
Get started in minutes
- Discharge Bitcoin.com Payment for iOS or Android.
- Connect your wallet(or add a wallet address).
- Enter an amount, show the QR code and accept your first payment.
Introducing Bitcoin.com Checkout: Turn Your Phone Into a Crypto Checkout was originally published on Bitcoin.com on Medium, where people are continuing the conversation by highlighting and responding to this story.
