In Bitcoin banking news, Blockrise CEO Jos Lazet took the stage at BTC Prague on June 11, 2026 and made a clear argument: all the neobanks you’ve ever used, Revolut, N26, and Monzo, are simply prettier versions of the same old banking system, and Bitcoin-native companies now have the architecture to build something structurally different.
Lazet calls the alternative the anarchist neobank: a full-service bank account where users actually own their assets through self-custody, rather than holding an IOU from an institution.
Today @jos_lazet go on stage in @BtcCorpDay in Prague.
Bitcoin Corporate Day is an invitation-only gathering of executives, institutional investors and thought leaders following the impact of Bitcoin on corporate finance and capital strategy. Jos leads Blockrise’s mission to give… pic.twitter.com/SUVRBBe3yk
— Blockrise (@blockrise) June 10, 2026
Proving that it’s not just a conference thesis, Blockrise simultaneously announced the launch of IBAN bank accounts through a partnership with bunq, marking Europe’s first use of bunq’s banking-as-a-service platform.
Here is the central tension that this article reveals: today’s neobanks changed the interface but not the ownership structure. Bitcoin-native companies like Blockrise are betting that they can change both and that doing so will unlock the next wave of real Bitcoin adoption.
Neobanks and their problems: why Revolut is simply a prettier bank
Canary Wharf, London, yesterday: Giant ice cubes filled with frozen £ notes, placed right next to the Revolut offices, read:
“Your money. Your choice.”
A campaign of @StandWCrypto_ES highlights that banks are still freezing accounts and blocking crypto transfers in 2026.
They call it… pic.twitter.com/FMw36PhL3v
-Max Karpis (@maxkarpis) June 11, 2026
Think of traditional banking as an old junk car. Neobanks like Revolut came along, repainted it, added a touchscreen dashboard and called it a revolution. The underlying engine (fractional reserves, institutional custody, correspondent banking barriers) is identical to what your grandparents used.
When you hold money or cryptocurrency on Revolut, you don’t own it the same way you own cash in your pocket. You have a claim against Revolut.
If Revolut freezes your account, is hacked or becomes insolvent, as previous crypto-friendly neobank Nuri did, your assets are trapped on someone else’s balance sheet. This custody model is the default for virtually all fintech applications on the market today.
Lazet’s argument is that crypto banking built on these same rails is not actually crypto banking at all. It’s legacy banking with a Bitcoin price indicator screwed to the side.
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What Anarchist Neobanks Really Mean and Why Bitcoin Makes It Possible
The term “anarchist” is intentionally provocative and refers to property, not anarchy. Blockrise is fully regulated under the EU MiCAR framework and is registered with the Dutch central bank as an asset manager.
Lazet’s vision emphasizes a Bitcoin bank where users store their own keys in segregated on-chain wallets with a multi-signature structure; Clients maintain one key while Blockrise maintains another for management purposes. This aligns with the Bitcoin principle: not your keys, not your coins.
Blockrise offers services such as payments and asset management, and allows users to withdraw their Bitcoin at any time. Earn by access and execution rather than holding customer assets.
Lazet highlights Bitcoin-backed loans as a key priority, as they allow users to borrow against their unsold BTC, and they are collaborating with lending partner Arkade to develop these products.
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Blockrise is already walking: Europe’s first bunq BaaS agreement
The bunq partnership is where thesis meets product. Blockrise has launched Euro IBAN bank accounts for its users, powered by bunq’s Banking-as-a-Service platform, making it the first company in Europe to deploy bunq’s BaaS infrastructure.
In layman’s terms: Blockrise handles the native Bitcoin user experience; bunq provides authorized banking services, including deposit protection of up to €100,000 per user under the Dutch Deposit Guarantee Scheme.
What users get is a single account that unites their Bitcoin holdings and daily banking in euros, salaries coming in, bills going out, and BTC managed at the same time. Bunq’s BaaS model allows crypto platforms to outsource the burden of licensing and compliance while focusing on self-custody and Bitcoin-specific features that set them apart.
Traditional banks that integrate cryptographic services are moving in the same direction from the other side, but they start from assumptions of custody, not self-sovereignty.
Blockrise currently supports Bitcoin and Ethereum, with custody and management fees of up to 1% each, plus a 15% performance fee on managed strategies.
The pricing model is evolving towards a subscription structure similar to Revolut’s tiered plans, another sign that the target is not crypto maximalists, but the general user who wants simplicity without giving up control.
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