XRP has had a rough patch. The token is on track to close its fifth consecutive month in the red, a streak of weakness that has tested the patience of long-time holders and fueled debate over what comes next.
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However, even as the price sits well below its recent peak, a growing number of voices in the XRP community are not backing down from optimistic forecasts.
Analyst Says XRP Will Make People Rich in 2026
A market commentator known as Archie recently posted a chart on XRP could rise as high as $83 per token before the end of 2026.
At its current price of around $1.44, that would equate to a gain of about 5,900%, enough to push XRP’s total market value to an estimated $5 trillion.
A holder with 10,000 XRP would approach millionaire status at that price. Archie went further and suggested that the token could reach four figures, that is, $1,000 or more per coin.
Good morning XRP family ☀️
Prediction🚨⬇️
XRP will make many people rich in 2026🪖💜 pic.twitter.com/mat4QMtWjN
– Archie 👑 (@Archie_XRPL) February 24, 2026
The publication generated mixed reactions. Some holders backed the outlook. Others responded, with one user arguing that even a three-fold increase would barely make a difference for most people.
Reports say that some community members also expressed concerns that any major price increase would disproportionately reward insiders, pointing to the significant token holdings of Ripple CEO Brad Garlinghouse and co-founder Chris Larsen.
The 2016 Comparison Bulls Keep Bringing Up
Currently, XRP is down over 60% from its recent high. Some analysts are drawing comparisons to a similar period the token went through in 2016, before a strong rally occurred in 2017.
The argument is that prolonged periods of low prices often wipe out sellers who have lost conviction, setting the stage for stronger progress forward. XRPL validator Vet directly addressed the headlines and said this is not the time to walk away.
Supporters point to greater regulatory clarity in the US, growing institutional interest, and continued activity on the XRP Ledger as factors that could shift momentum.
Tokenization adds a different kind of fuel
He XRP Ledger This year, $1.3 billion in real-world tokenized assets were added, bringing the total to more than $2.3 billion.
Digital Perspectives commentator Brad Kimes reportedly gathered opinions from multiple market voices arguing that if institutions were to tokenize 50% of the cash in circulation globally and the XRP Ledger captured 10% of that market, the resulting demand could push the price of XRP into triple digits.
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It is an ambitious model, but linked to a real and growing trend in finance.
Where XRP goes from here remains an open question, and the debate around it shows no signs of calming down.
Featured image from Flickr, chart from TradingView
